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Personal Accident
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All this from just £2.99 a month
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- All Chartis Personal Accident Plan payments are tax free
- Cash paid in addition to any other compensation or state benefit you are entitled to
- You decide how the money should be spent
- Personal Accident Insurance cover premiums are fixed – no increase with age
- Choose a level of cover to suit your budget
- No medical required to join
- Guaranteed acceptance for UK residents aged 18–69
- Children covered from 6 months to 18 years (or 23 in full time education)
- Covers you for accidents at work, at home, on the road and abroad (up to a maximum of 180 consecutive days)
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- The policy documents are available in English. Hard copies can be provided on request.
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Download Policy Summary 
Download Policy Document About Our Services -
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About the Personal Accident Insurance Plan
All About The Plan
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Every year, people in Britain suffer accidents through no fault of their own – at home, on the roads or at work. Most people recover from accidents but they can have serious financial consequences.
With a Chartis Personal Accident Insurance Plan in place, if an accident results in a permanent injury, a hospital stay of over 24 hours or even death as the result of an accident, you could get a cash payout from our accident cover of up to £500,000.
Use the cash from the personal accident cover to help pay for taxis to and from hospital, to pay off bills while you are off work, to adapt your home to help you live independently after your injury, or to take a holiday to get over your accident.
Guaranteed Acceptance and immediate cover
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If you’re a UK resident and aged between 18-69 your acceptance for Chartis Personal Accident insurance is guaranteed. No need to take a medical. Just complete the online form and once your application is accepted you’re covered.
Choose from three levels of personal accident insurance cover
Injury Silver Gold Platinum Quadriplegia £125,000 £250,000 £500,000 Loss of two or more limbs £50,000 £100,000 £200,000 Loss of sight in one eye £25,000 £50,000 £100,000 Loss of entire finger or toe £3,750 £7,500 £15,000
There are injuries we don’t cover such as those resulting from sickness and disease or self inflicted ones. See the Policy for a full list of limitations and exclusions.
Please note that the Personal Accident Plan is not an income protection product.
This insurance is provided by Chartis Europe Limited. Please read the Policy Document for a full list of Personal Accident benefits.